A mutual association built around the healthcare professions
Hinterbliebenenkasse der Heilberufe HDH Versicherungsverein a.G. is a mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in München. We publish plain-language information on funeral costs and end-of-life financial planning for members of the healthcare professions and their families.
Information first, decisions second
End-of-life planning is rarely simple, and the terminology surrounding funeral insurance and death benefits can be confusing at the moment families need clarity most. HDH was formed as a mutual association to serve members of the healthcare professions with straightforward guidance on these topics.
This website reflects that mission: everything here is written to inform, not to sell. We do not process applications, payments, or policy purchases online. Anyone with questions about membership or coverage is encouraged to contact our office in München directly.
Our operating principles
Mutual Structure
As a Versicherungsverein a.G., HDH operates on a mutual basis under German insurance law, rather than as a shareholder-owned company.
Community Roots
Our association grew out of the healthcare professions (Heilberufe) and continues to focus its information on that community's needs.
Plain Language
We write about funeral costs, benefits, and planning tools in accessible terms, avoiding unnecessary jargon wherever possible.
Privacy-Minded
We collect only what is needed to respond to enquiries. See our Privacy Policy for full details on how information is handled.
Direct Contact
Questions about membership, existing coverage, or claims are handled by our office directly — never through an automated online checkout.
Based in München
Our registered office is located at Arcisstraße 50, 80799 München, Deutschland, where our administrative team is based.
Want to know more about HDH?
Our office is happy to answer questions about the association, our history, or how end-of-life planning generally works.
Contact our office